
Personal Investment Accounts (OKI) in Poland from 2027
What the new OKI account is, who can open one, the 25,000 and 100,000 zł exemptions and the 0.85% asset-value tax for 2027, as of 15 October 2026.

What the new OKI account is, who can open one, the 25,000 and 100,000 zł exemptions and the 0.85% asset-value tax for 2027, as of 15 October 2026.

Who can buy Polish retail treasury bonds, what the October 2026 series pay, how early redemption and swaps work, and where to buy them.

Poland's IKE and IKZE retirement accounts in 2026: contribution limits, the PIT deduction, the 10% payout tax, and the age-60 and 65 payout rules.

How the Polish deposit guarantee (BFG) protects your bank money: the 100,000 euro limit, 7-day payouts, what is and is not covered, and EU branch rules.

How Poland's PPK employee capital plans work: who is enrolled, the 2% plus 1.5% contributions, state top-ups, and the withdrawal rules before and after 60.

Poland's central bank kept its reference rate at 3.75% in October 2026. What the hold means for expat mortgages, savings and the zloty.